Homeowners Policies (as well as Commercial Property Policies) typically exclude damage from Subsidence. After researching past mining activity in proximity to your property location, the purchase of Subsidence Insurance may be prudent. After ruling out the availability of this coverage from your homeowners carrier (only 3 cover this), securing a quotation through the Pennsylvania DER is fairly simple. Maximum available coverage is $250,000.

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Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.