Typically employer or affinity group sponsored, Group Insurance is a significant employee benefit and carries with it a trend of upwardly spiraling premiums. Much has been written about the cost of health insurance racing ahead of the core inflation rate.

A prudent employer will try to achieve a balance between the quality of the health insurance available to the employees and the cost for such insurance. Over time as insurance companies have increasingly become the topic of negative "chatter", umpteen different plans have been rolled out to allow extensive fine-tuning of the coverage.

Properly executed, employee benefits can not only help retain valued employees but also help to keep them content.

When the proposal for your company is prepared, we will explore all of the available plan designs initially. When reviewing it will be easy to compare the available benefits with the target budget.

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Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.